Your Personal Rate Shopper
We Are The Only Merchant Processor Who Shops To Find You The Best Rate
How We Find You The Lowest Merchant Processing Rates
Evaluation & Review
Our team knows merchant processing more than any other merchant processor in the nation. We have over 100 years combined underwriting and onboarding experience with merchant accounts. Finding the hidden rates and fees is what our team does best. Some of the largest merchant processors in this country are the highly invested in putting fees in the shadows, making it hard to understand the merchant statement, so you have a harder time comparing quotes and leaving.
We are proud to have worked with clients since 2001 to help them find the best rate. We are independent and will stay that way. Our loyalty to our customer, not the bank, is what our clients say they appreciate most about working with us. Our motives are in line with our client’s best interest.
I run a candy company that is really starting to grow. Janet took a look at my merchant statement and found that I was paying about $750 extra per year in fees that was never disclosed to me at the bank. I also was paying $2,400 more per month in fees because the rate that was quoted was not the rate I was being charged.
I switched on Janet’s advice to a merchant that now sends me statements that are clear and concise, gives me the rates I was quoted and now I can put that money into growing my little business. This was a no-brainer for me.
M. Jackson, Jackson’s Cups & Cakes

Relationships & Reviews
Our executive team is constantly interviewing new banks and processors to add to our list of financial organizations offering merchant services. We have built a reputation with many great banks already and strive to preserve those good, honest relationships. We know these organizations treat their customers with respect and transparency.
Routinely we will do a mystery shopper experience to ensure the relationship with the sales person is consistent with their promise to treat all of our clients properly, with transparency and fairness. This allows us to ensure management or ownership changes doesn’t affect how our customers are treated.
Free Annual Review & Quote
A wonderful perk about The Merchant Processor being one of the oldest and best respected merchant service provider in the nation is that we have the ability to shop your rates annually, at no charge to you. We ensure that your rates stay low, and if another company comes onto the market offering a lower rate for your industry and risk level, we want to be sure to capitalize on that for you.
How Easy Is It To Switch
Switching merchant providers is as easy as changing the channel on the TV. The reason for this is our experts take care of the transfer for you. Most of the time it is as easy as changing the “MID” or Merchant ID in your gateway (system where your payments are processed.) Our technical experts do this daily and there is rarely a case they can’t resolve within 1-2 hours.
Quickbooks Issues
Many clients ask about how to switch if they use Quickbooks. There are several different levels of service that Quickbooks offers as well as tool our clients use on their system. Quickbooks is an amazing company and has set up their merchant processing systems so switching is easy.
Hardware Questions
If you are in need of upgrading your hardware, we can help you with that at time of purchase. If you are concerned about using the hardware or software that you are accustomed to using, simply pass that information along to your merchant processing advocate. They will look into options for you. If it is too complicated to switch, which sometimes happens, we will recommend you stay with your current provider until your circumstances change
We know if we do what is best for you and your company, that kind of good business will come back to reward us in other ways.
Recurring Billing Concerns
Client’s who have customers on a recurring billing platform need not worry. Switching can be easy and smooth. Before we switch anything, we do our homework to ensure no lack of services or issues with the flow of funds. We test, retest and have you test before we consider any project complete.
Our goal is to earn your business and trust long-term
What Is My Next Step
If you are interested in getting free rate quotes, simply click the button in the top right corner of this page. Our team will begin evaluating your merchant statement and risk level. They will then reach out to about 10 different banks to get competitive rates and use those rates to negotiate the lowest possible rate for you.
Why pay more?